Petwise
Experiences & Reviews
Petwise is a UK pet insurance provider that sells policies for cats and dogs, including options marketed for older pets and lifetime cover. Policies typically cover veterinary fees and may include add-ons such as dental or farewell/cremation cover, subject to policy terms and excesses. People searching Petwise reviews often focus on claims handling, renewal pricing, customer service and coverage for senior pets. Independent comparison of policy terms and complaint options is advisable before buying or renewing a policy.
Overview & Key Metrics
Our Analysis
Service quality
Most reviewers report lengthy claim processing and inconsistent handling when seeking payouts, producing repeated complaints and escalations to external bodies.
Value for money
Many reviewers describe sharp renewal increases and perceived poor value, with multiple reports of substantial percentage rises and unaffordable premiums.
User experience
Customers frequently report long phone waits, broken online forms, system errors and a lack of accessible online account tools when interacting with Petwise.
Product quality
Reviews include disputed claim eligibility and unclear policy terms for senior pets; a minority report successful lifetime-cover payouts and accepted claims.
Communication
Reviewers commonly report little or no response to emails, vague advisor replies and difficulty getting meaningful updates when chasing claims or complaints.
Overall experience
Overall reviewer sentiment is negative, dominated by delays, poor communication and steep renewals; isolated reviewers report satisfactory, timely reimbursements.
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Featured Customer Experiences
Representative examples from 20 verified reviews (September 2025).
Full payout
"I paid a £1400 vet bill after my 10 year old Cocker Spaniel was unwell. I did not expect much back after experiences with other insurers howev..."
AVOID! 3-months and waiting
"I made 3 claims over 2 months for our senior dog. 2 claims received by the company on 11 Sept (subsequent claim a few weeks later) are still being pro..."
Worst Customer Care Ever
"Well where to start! I never write bad reviews but this has been very distressing. So I appreciate my dog is 12 and has had liver problems recently, h..."
Like trying to get blood out of stone
"Like trying to get blood out of stone. We had one of our dogs insured with PetWise for 2 years, this year unfortunately she needed a op, but trying to..."
All Customer Reviews
Filtered, experience-based customer reviews from public sources; vague and duplicate submissions removed.
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All Customer Reviews
Sources: Trustpilot (20) · Quotes shortened · As of: September 2025
Avoid,Avoid,Avoid 😩😩😩😩😩😩😩😩😩😩
I would advise that you avoid this company at all costs.......they're happy to collect your premiums. In the event that you have to...
AVOID! 3-months and waiting
I made 3 claims over 2 months for our senior dog. 2 claims received by the company on 11 Sept (subsequent claim a few weeks later) are still being pro...
AVOID, AVOID, AVOID AT ALL COSTS!!
Since I last posted a review about the disgraceful way this business is run, my beloved pet has passed away. I have a lifetime policy on a cat aged 12...
Delayed claim and terrible…
Delayed claim and terrible communication I received an email on 29 August to say the claim had been received and would be processed within 4 weeks. Af...
Zero Communication - delayed claim
Email on 15th August 24 saying farewell cover claim will be assessed within 4 weeks. still waiting 11th October. No response to email cha...
Awful customer service
Awful customer service. Claim reference PWS121448028, Roly, acknowledged 3rd August have heard nothing since. Petwise have not responded...
So I cancelled my pet insurance due to…
So I cancelled my pet insurance due to the length of time taken to reimburse and I didn't know my vet had put in a claim on August 17th and here I sit...
Awful customer service trying to renew
I have Petwise insurance and my renewal quote went from £79 to £222 because I had made a claim. I phoned up to talk through my options and found the c...
Full payout
I paid a £1400 vet bill after my 10 year old Cocker Spaniel was unwell. I did not expect much back after experiences with other insurers howev...
Worst pet insurance company I have ever used
Worst pet insurance company I have ever used I took the insurance out with Petwise as they insure senior dogs. Unfortunately my staffie became ill and...
Money grabbers
This company is terrible for customer service and processing times for claims. I have submitted claims in the past where I have waited for months for...
Avoid !! Terrible experience!
I could not give more than one star as my experience has been shocking. Our dog had to be put to sleep one week before his fifteenth birthday on 26th...
Like trying to get blood out of stone
Like trying to get blood out of stone. We had one of our dogs insured with PetWise for 2 years, this year unfortunately she needed a op, but trying to...
Renewal came in this year increase in…
Renewal came in this year increase in cost from £25 to nearly £63 a month I know my dog is 10 but had no claims. The advisor didn't give me thorough i...
Worst Customer Care Ever
Well where to start! I never write bad reviews but this has been very distressing. So I appreciate my dog is 12 and has had liver problems recently, h...
Huge renewal increase even without claims
I insured my 10 year old dog a year ago after being promised that Petwise Senior do not raise renewal prices steeply each year. My dog has no health c...
Petwise insurance runaround and payment issues
I’ve been with petwise for a couple of years now for both my dogs. I have had to claim for both for medical conditions and it has left me out of pocke...
If I could give them zero stars I would…
If I could give them zero stars I would - no communication - no one answers the phone...
Claims take months to process
The company are very poor...the claim process takes months to complete..There were no delays from my end...The Vets dealt with the claim, filling all...
AVOID!
AVOID! AVOID! £52 TO £133 POUNDS JUMP TO RENEW! MY GIRL IS 11. NEVER CLAIMED AN...
Conclusion
Across the provided reviews most customers report significant delays in claims processing and difficulty getting clear updates, with multiple accounts of waiting several weeks to months. A large number of reviewers cite steep premium increases at renewal, sometimes giving concrete examples of substantial percentage hikes. Communication problems recur: many reviewers describe unanswered emails, long phone waits and broken online complaint forms. There are a few reports of timely, full reimbursements (for example one reviewer received a full payout minus excess in about four weeks), but these are rare in this sample. Consumers considering Petwise should read policy terms carefully—especially for senior-pet and lifetime policies—keep claim paperwork, note timelines and consider how renewal pricing and complaint routes would affect them.