Reviewers often praise XE for fast international transfers, competitive exchange rates, and an app that feels simple to use. Many say transfers finish within hours or the same day and arrive quickly. Some reviews describe serious problems, including accounts closed without explanation, funds deducted but not received, and little follow-up. Feedback splits between smooth, routine transfers and isolated but severe failures.
Examples from available reviews (Sep 2022 – Mar 2026).
XE completed transfers in about three hours versus days with Western Union.
“but XE takes 3 hours!!!❤️❤️❤️👍🙏”
Reviewer calls it the best money transfer app with good rates.
“Best money trasnfer app. Quick and really nice rates”
Reviewer says their account was closed without any reason or explanation.
“my account was closed for no specific reason what so ever”
Application deducts funds but recipients sometimes do not receive transfers.
“When making international transfers, the application deducts the money from the account, but the recipient does not receive the money.”
Many reviews describe fast, dependable service, with quick arrivals and same-day processing. A clear group of low-rated reviews reports serious failures: accounts closed without explanation, missing or short transfers, and cases where staff did not follow up. These failures draw the lowest ratings.
Reviewers repeatedly point to competitive exchange rates, low fees, and flat charges that let recipients receive the full amount. Several mention no hidden fees and say XE compares well with alternatives. A small number ask for better loyalty rates for long-term customers.
Users describe the platform as straightforward, easy, and hassle-free. Several mention using it for years without issues and praise transfer speed. A few report minor hitches that were fixed during the transaction.
When reviewers address product quality, they mention secure bank transfers and efficient processing. Words like “secured” and “works simply” appear, though less often than comments about ease of use and value. Positive remarks often link strong rates with reliable delivery.
Some reviews praise helpful account managers, quick phone support, and issues that were resolved. At least one reviewer says jargon-heavy instructions caused confusion. A small number say there was no follow-up after a problem.
Many high-rated reviews describe smooth, fast transfers and consistent value, and some users report long-term satisfaction. Low-rated reviews, in contrast, mention account closures, money deducted without arriving, and late or short payments. Overall, routine transfers perform strongly, but there is a non-trivial risk of isolated, severe issues.
For each review, the core experience based on original source reviews.
Sources: Trustpilot (40) · Collected.reviews (1) · Quotes shortened · As of: March 2026
I recently used XE Money Transfer to send money overseas, and I must say that I am thoroughly impressed with their service. From start to finish, the process was seamless and hassle-free.
One of the standout features for me was their live currency rates. It was incredibly helpful to see the current exchange rate right there on their website, which meant that I knew exactly how much money I'd be sending and how much would be received at the other end. This made budgeting so much easier!
Setting up my account was also a breeze; it took no time at all to input my details and get started. The platform itself is user-friendly and intuitive, so even as someone who isn't particularly tech-savvy, I had no issues navigating it.
But what really stood out to me was the speed with which my transfer went through. Within hours of initiating it, my recipient had already received the funds - this kind of efficiency is unheard of in traditional banking systems!
Overall, if you need to send money internationally without any fuss or bother, then XE Money Transfer is definitely worth considering
This page combines submitted experiences with public reviews from platforms such as Google, Trustpilot, etc. Recurring points are summarised without changing the content of reviews.
XE runs an online platform and mobile apps for international money transfers and live currency exchange rates. It offers bank-to-bank transfers for individuals and businesses. XE also publishes real-time market rates and provides currency data feeds and tools to compare rates. Support is available by phone and online to help with transfers and account questions.