Lexham Insurance
Experiences & Reviews
Lexham Insurance is an insurance provider consumers research for pricing, policy terms, claims handling and customer service. People comparing insurers commonly look for clear online quotes, ease of purchase, payment and renewal options, and responsiveness during claims or billing problems. This summary compiles user feedback to help shoppers evaluate Lexham Insurance on service, cost, digital experience, policy terms and communications.
Overview & Key Metrics
Our Analysis
Service quality
Many reviewers praise helpful, knowledgeable agents and claim support; a sizable minority report slow, fragmented or unhelpful service during billing or complex cases.
Value for money
Several reviewers highlight low premiums and competitive quotes, especially for young riders; others object to admin charges, perceived renewal costs or overall expense.
User experience
Online quotes and website renewals are often described as straightforward; other users report app limitations, confusing renewal flows and difficulties changing start dates.
Product quality
Some customers felt the policy matched their needs and was clearly explained; a few reported restrictive clauses, missing cover options and rigid policy start rules.
Communication
Reports split between prompt, clear staff interactions and repeated contact failures: missed payment notices, long call queues, poor handovers and unanswered messages.
Overall experience
Overall experiences vary: many positive purchase interactions and helpful agents, while recurring issues around payments, renewals and contact lower satisfaction for others.
Our Independent Methodology
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Data Collection
We analyse public reviews from verified platforms like Google, Trustpilot, and Facebook.
AI Analysis
Our AI detects patterns in genuine customer experiences without modifying content.
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Always Current
Updated regularly with the latest reviews and customer feedback.
Featured Customer Experiences
Representative examples from 21 verified reviews (November 2021 – September 2025).
Car insurance
"
TOP-NOTCH INSURANCE COMPANY.
I was always concerned about Lexham Insurance's insurance quality and customer service, but following a recent accident in which I had to file a claim, I am glad to know that I can rely on Lexham Insurance.
Gail Russell is a fantastic insurance agent who I would recommend to everyone.
My family and I have known her for many years, and she has always been really helpful, pleasant, and informative.
She always takes the time to explain things so that even a child can comprehend it, and she was a huge help to us during the disaster.
Thank you so much Gail Russell."
Useless
"Useless So l, missed a payment. Yep on me. Trying to rectify it and I found a multitude of issues. 1. Can't change payment method on the app 2. Can't..."
Great price
"Great price, even with all the extra bits..."
One of the worst insurers I’ve ever had…
"One of the worst insurers I’ve ever had deal with in my life. Just spent 3 1/2 hours on the phone spoke to 7 different people. There is absolutely zer..."
All Customer Reviews
Filtered, experience-based customer reviews from public sources; vague and duplicate submissions removed.
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All Customer Reviews
Sources: Trustpilot (20) · Collected.reviews (1) · Quotes shortened · As of: September 2025
costumer service is helpful happy with…
costumer service is h...
Useless
Useless So l, missed a payment. Yep on me. Trying to rectify it and I found a multitude of issues. 1. Can't change payment method on the app 2. Can't...
Great price
Great price, even with all the extra bits...
It's nice and cheap and affordable
It's nice and che...
Easy
...
Appreciated 👍
...
Too many restrictions.
Too many restrictions and unusual requirements that I've not seen with other insurance companies before. No social, domestic and please, with commutin...
I was confident I was buying the correct product for my needs.
The online quote was accurate and detailed. When I called the sales desk, all the details had been recorded correctly on the quote. Everyone I spoke t...
Really easy to do business with and a…
Really easy to do business with...
Congratulations on your work
...
The fact I website renewal
The fact I could do my renewal on the website was brilliant...
Very helpful although I thought the…
Very helpful although I thought...
Very helpful
Very helpful, s...
V expensive and a long process
V expensive and...
Good price and overall happy with…
Good price and overall happy with service so far. Will see wha...
One of the worst insurers I’ve ever had…
One of the worst insurers I’ve ever had deal with in my life. Just spent 3 1/2 hours on the phone spoke to 7 different people. There is absolutely zer...
lexham provides cheap insurance for…
lexham provides cheap insurance for young riders i like them. but whats ruins it, is getting in touch with them. im late on a payment and need support...
A direct debit payment had failed and…
A direct debit payment had failed and we were not notified by Lexham. When I noticed the payment hadn’t come out I called up to make the payment and f...
Beware when you renew policy
Beware when you renew policy. Renewal policy system is confusing and difficult to speak to a human to sort out changes. I paid twice in error. Trying...
Lexham insurance
My son is a first time rider Lexham insurance quote was ab...
Conclusion
User feedback for Lexham Insurance shows consistent strengths and recurring weaknesses. Many customers report competitive pricing, accurate online quotes and helpful, knowledgeable agents who explain cover and assist with claims. At the same time, multiple reviews describe contact problems: long call times, missed payment notices and limited app functionality when trying to change payments or start dates. Several reviewers also highlight admin fees and restrictive policy details as sources of dissatisfaction. Prospective customers should weigh lower premiums and positive sales/agent interactions against reports of billing and communication friction when choosing cover.