There are several kinds of insurance policies. Among them is landlord insurance which is an insurance policy that protects owners of properties from financial losses associated with rental properties. Landlord insurance is of many types such as landlord rental property insurance, landlord building insurance, landlord accidental damage insurance, landlord commercial insurance, landlord contents insurance, landlord liability insurance, residential landlord insurance, landlord unoccupied property cover, and buy-to-let insurance. The policy usually includes standard perils like fire, explosions, subsidence, lightning, storm, escape of water or oil, malicious damage, and theft. However, every type of landlord insurance differs from the other and may or may not cover all the above-mentioned perils. Landlord insurance can also include optional items like malicious damage by tenant, liability insurance, terrorism, contents insurance, legal protection, rent guar+antee insurance, alternative accommodation costs, and accidental damage. Neither the personal property of tenants nor protecting the interest of tenants are usually covered in landlords’ insurance policies. But in the case of liability insurance, protecting a property owner or manager will be beneficial to a tenant if he/she incurs losses for which the landlord can be held liable. Before purchasing any landlord insurance policy, It is always advisable to have a good understanding of all of them and also make comparisons in order to arrive at the best option for you. You may also want to consider affordability, though effective protection should be the priority. Claiming rental property insurance is not a very complex process. As hinted above, the important thing is to thoroughly comprehend the terms and conditions of whatever policy you opt for. Assuming you’re claiming damage or theft, all you need to do is to file a complaint with the police and demand for a crime reference number. If it is not for either theft or damage, then it is vital to submit your claims as early as you can because processing insurance policies can be a lengthy process. One example of a company that offers landlord insurance is AXA. For honest independent customer reviews of AXA by existing clients, read along.
AXA Landlord Insurance is an international insurance company and subsidiary of AXA UK that provides a broad range of insurance services. The company claims that it works tirelessly to translate innovations to improvements in people’s lives by exploring, learning, and experimenting with new ideas because it always holds the belief that things can get better. The company has multiple offices in and outside the UK.
Services offered by AXA
AXA policies have been grouped into a car, home, travel, landlord, business van, breakdown cover, and health insurance services. Insurance policies under this grouping include residential landlord insurance, commercial landlord insurance, buy to let insurance, employers liability insurance, public liability insurance, professional indemnity insurance, contents insurance, commercial van insurance, personal van insurance, courier van insurance, personal health insurance, business health insurance, corporate health insurance, international health insurance, and dental insurance. AXAalso provides professional advice to clients amongst other services.
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